Foreclosures

Foreclosure is a delicate and sensitive matter for all parties involved and one of the worst conditions any property-owner could experience. It is for this reason that we strive to handle these cases in the quickest and most effective manner possible saving our clients both time and money. The Victoria Law Group handles cases on behalf of lenders foreclosing on the mortgage and note, as well as providing defense to homeowners where there is no conflict of interest.

When representing either lenders or homeowners we are able to not only handle the foreclosure process, but are able to help minimize costs by assisting you with possible alternatives, including any of the following options:

Short Sale
Deed-in-Lieu of Foreclosure
Partial Claim
Loan Refinance
Mortgage Modification
Loan Forbearance
Repayment Plan
Reinstatement Plan
Pre-Foreclosure Sale
Filing of Chapter 7 Bankruptcy
Filing of Chapter 13 Bankruptcy

Foreclosures can happen to anyone thus the need for competent legal practitioners who can defend you in this kind of situation. The Victoria Law Group may provide use of the following in defending your rights and property:

Truth in Lending Act (TILA)
Real Estate Settlement Procedures Act (RESPA)
Home Ownership and Equity Protection Act (HOEPA)